Comparison websites are your best friend
When checking to see which deals are the most suitable for you and your upcoming trip your first stop needs to be over to a comparison website. Whether you’re a first-time buyer or renewing your policy comparison websites will provide you the majority of the providers and compare accordingly to your needs and requirements. If you’re a frequent traveller, then an annual insurance policy may work out more beneficial or cheaper than a single trip so it’s worth factoring in how many trips over the next 12 months you’re planning.
Higher excess does not equal cheaper insurance
This is a frequent misconception when looking to take out any insurance policy. It’s always best practice to be reasonable with you funds and how much if, in the case of an emergency you can comfortably afford for excess.
Contact your bank
Many banking societies will have offers attached to your account so there is no harm in checking and comparing if these policies are good for you – particularly if you’re looking to take out a family policy.
Always read the T&Cs
As tedious as it sounds be sure to read through the terms and conditions thoroughly and if you have any questions contact the providers immediately. There is often a ‘cool-off’ period available so if the policy turns out to not exactly what you need, cancel it before it’s too late but be sure to book your policy before your trip.